Joanne Schoenfeld

(800) 676-1438

Joanne@SantaBarbaraLiving.com

Knowledge, Experience & Enthusiasm

Working for you!

 

 

Santa Barbara Area Real  Estate

 

&

 

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Joanne Schoenfeld

Re/Max Santa Barbara
1903 State St.
Santa Barbara, CA 
93101

Call Me!

Toll Free: 800 676-1438
    Direct: 805 563-9989
       Cell: 805 570-1951

E-mail Me!

Joanne@SantaBarbaraLiving.com

 

 

 

 

 

 

 
Thur., July 26, 2007 - 4:42:11 PM

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4050 Calle Real #100, Santa Barbara, CA 93110
Tel: 805-879-9400  •  Fax: 805-879-9450

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FIDELITY FAST FACTS BULLETINS    
NOTE:  Fast Facts are in PDF format and can be viewed with the FREE Adobe® Acrobat® Reader.

    01 - What Is Title Insurance? 
    02 - What Is Life of an Escrow?  
    03 - What Is Proposition 90?
    04 - Steps for a Successful Escrow 
    05 - What Is Escrow?
    06 - Escrow Services
    07 - Real Estate Document Definitions & Abbreviations
    08 - Community Property With Right of Survivorship
    09 - What is A Supplemental Tax Assessment?
    10 - What is A Sub-Escrow Fee?
    11 - Looking For Buyers?
    12 - Remodeling Cost vs. Resale
    13 - Reasons For Title Insurance 
    14 - Tips to the Seller
    15 - What Is Payoff?
    16 - California’s No. 1 Title Company
    17 - Common Title Obstacles
    18 - Change of Ownership Tax Assessment Reappraisal
    19 - If It’s A Matter of Trust
    20 - Headlines That Work!
    21 - The Truth About Mello-Roos 
    22 - Title Policies>
    23 - Write in “ ;Fidelity”
    24 - Tax Calendar Year
    25 - Notice of Default Time Structure
    26 - California Non- Judicial Foreclosure Flow Chart
    27 - Life Of A Title Search
    28 - The Loan Process</ font>
    29 - Understanding Subdivision Public Reports
    30 - Methods of Holding Title
    31 - Understanding Required Reporting to the I.R.S.
    32 - Understanding PUD and Condominium Ownership
    33 - ALTA Homeowner’s Policy 
    34 - The Interim Binder

    35 -
Getting Organized at Tax Time May Save Time & Money
    36 - Farming for Success>
    37 - Uninsured Deeds
    38 - Statement of Information
    39 - What is Proposition 13?
    40 - Requirements for Insuring Trusts
    41 - What Are Propositions 60 & 90?
    42 - Fast Facts #42 What is a 1031 Exchange?
    43 - Fast Facts #43 Steps for Buying a Home
    44 - First Time Home Buyer Tips
    45 - Should I Rent or Buy?
    46 - El Seguro Del Título
    47 - What is a Preliminary Report?
    48 - How Can I Sell My Home For More Money?
    49 - What Do I Have to Disclose to they Buyer?
   50How Long Should Records be Saved?
   517 Ways to Accumulate a Down Payment
   52Moving Day Countdown
   53Home Maintenance Checkup
   54What is a FICO?
   55Vida de Escrow
   56How Much House Can I Afford?
   57 - What is a Homestead?
   58Capital Gains & Losses
   59Terms and Loans
 

    60Buying vs. Renting
    61Common Real Estate Tax Deductions
    62CLOSING COSTS
    63Listing to Closing
    64CHOOSING A REALTOR
    65Common Escrow Questions
    66Rentan o Vendan?
    67Prepare your Home for a Quick Sale
    68Dangers of Overpricing Your Home
    69Earthquake Preparedness
    70Joint Tenants vs. Community Property
    71Reappraisal Exclusion for Seniors
    72IMPORTANT ESCROW TERMS
    73Probate Sale Process
    74Important Easement Information
    75Frequently Asked Questions About LEAD PAINT
    76Understanding Foreclosure
    77Benefits of New Tax Laws
    78Disclosure Reports
    79How Short Payoffs and Foreclosures are Taxed
    80The Listing Presentation
    81 - Explanation of Closing Costs
    82What is APR?
    83Buyers & Sellers Costs
    84The Notary Public
    85Time Management
    86What is a Land Contract?
    87 - What is an AITD?
    88What is a Reverse Mortgage?
    89Preliminary Report Information
    90Seller Disclosures
    91Los Angeles County Use Codes
    92Documentary Transfer Tax Exemptions
    93What Is a Lis Pendens?
    94Special Assessments
    95Things That May Affect Interest Rates
    96Section 529 Plans
    97Shorten Your Mortgage Term
    98Los Angeles County Building and Safety Offices
    99Financing Terms
  10010 Often Overlooked Real Estate Tax Deductions
  101Cities that Require Pre-Sale Inspection Reports
  102The Appraisal
  103 Tax Law AB 2065
  104 - What You Need to Know About the New C.A.R. Purchase Agreement
  105Escrow Delays
  106REQUEST FOR BIRTH OR DEATH RECORDS
  107Fidelity Company Philosophy
  108Endorsements
  109How to Choose a Realtor
  110Windows Shortcuts
  111Home Buying Mistake
  112CA Withholding
  113Binder
  114County & City Transfer Taxes
  115Notary Acknowledgements
  116AB1034 Housing Enforcement
  117Zoning Regulations
  118Plat Map
         
 
 

Knowledge, Experience & Enthusiasm
Working For You!

Broker/Consultant
     Certified Residential Specialist

Member of The Institute For Luxury Home Marketing 
    Graduate of Real Estate Institute  
   

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